There are many ways of getting around in Chicago town such as catching the bus, boarding the city’s popular ‘L’ trains or hoping on the bike. Nevertheless, most people still opt to transverse Chicago city using their personal cars. This requires drivers to have proper auto insurance coverage so as to observe the law. In this article, we’ll have a look at various things concerning auto insurance in Chicago City.
Chicago Car Insurance Information
On the list containing cities of Illinois State with the most expensive auto insurance rates, Chicago City is ranked at the 1st position. Car owners of Chicago city pay 1.5 times or 150% more in auto insurance premiums than auto insurance average of the entire state and 200% or two times more as compared to the national auto insurance average.
The average annual auto insurance rates of Chicago city is approximately $1,765/ year whereas the national auto insurance average is about $900. As a result, it’ mandatory for car owners of Chicago to compare car insurance quoted form various insurance firms in Chicago when purchasing car insurance policies. This is specifically why we are the perfect fit for you. We help you obtain the cheapest auto insurance rate in Chicago, helping you make significant savings on auto insurance premiums in return.
The table below clearly indicates the average costs of auto insurance of Chicago City, Illinois State and national average.
CHEAPEST CAR INSURANCE COMPANIES IN Chicago
With an aim of determining the auto insurance companies that have the cheapest rates in Chicago city, we compared rates of different car insurance firms in Chicago. The rates of auto insurance change depending on sex or age of the driver but the greatest actor that tend to affect cost is variability in insurance quotes of companies. In Chicago City, for instance, the firm with the highest auto insurance rate was Country with a rate of $957 while the firm with the lowest quote was Unique with a rate of $641. For this reasons, we strongly advise our clients and vehicle owners of Chicago to obtain auto insurance quotes form a minimum of 3 companies and then compare the rates.
In order to make things even easier for you, we’ve listed the top 10 cheapest auto insurance firms in Chicago city together with their annual rates in the following table;
| Rate | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Unique | $641 |
| 2 | Farmers | $645 |
| 3 | Lighthouse | $714 |
| 4 | Rockford Mutual | $781 |
| 5 | The Hartford | $819 |
| 6 | The Cincinnati | $871 |
| 7 | Auto Club Group | $884 |
| 8 | SECURA | $938 |
| 9 | Country | $957 |
Chicago Car Insurance Rate by Zip Code
The table above contains that data of various zip codes of Chicago as well as their rates of auto insurance. We are attempting to show how a change in zip code tends to affect the rate of car insurance in Chicago. For instance, we can clearly note that the average rate of car insurance for 30 year old male drivers at 60657 zip code is $1220 whereas the average car insurance rate for the same drivers at 60643 zip code moves up to reach $1517. We can clearly note that there is an annual price increase of approximately $307, when there is a change in zip codes within the Chicago city. Therefore, it is important to choose appropriate zip codes when purchasing auto insurance policies to ensure that you get the cheapest rates of auto insurance in Chicago, Illinois. Fortunately, this is specifically what Network Car Insurance will do for you. We’ll ensure that you obtain cheap car insurance in Chicago by helping you choose the correct zip code.
| Zip Code | Average Car Insurance Rates | Highest Rate | Lowest Rate |
|---|---|---|---|
| 60643 | $1517 | $2235 | $888 |
| 60618 | $1380 | $2154 | $709 |
| 60655 | $1408 | $2233 | $819 |
| 60647 | $1435 | $2107 | $793 |
| 60646 | $1395 | $2162 | $761 |
| 60625 | $1419 | $2399 | $709 |
| 60640 | $1351 | $2247 | $709 |
| 60622 | $1461 | $2390 | $629 |
| 60614 | $1235 | $1875 | $629 |
| 60657 | $1220 | $1876 | $629 |
Chicago CAR INSURANCE RATES BY AGE
| Age | Women ($) | Men ($) |
|---|---|---|
| 70 | $1108 | $1183 |
| 60 | $1000 | $1039 |
| 50 | $1068 | $1084 |
| 40 | $1124 | $1109 |
| 30 | $1226 | $1220 |
| 20 | $2503 | $2975 |
The data contained in the table below compares auto insurance rates for both genders and various age groups in Chicago City. We’re attempting to explain how auto insurances vary with change in the driver age and how it’s affected by gender. For instance, the average rates of auto insurance in Chicago city for 20 year old male drivers is $2,975whereas the average auto insurance for women of the same age range decreases to reach $2,503. Additionally, the average rate of auto insurance for 30 year old female and male drivers is approximately the same with a cost of about $1220/ year.
In addition, we can clearly note that there is a huge price decrease of about $1300/ year while the age range of the driver moves from twenty to thirty years. In Chicago city, the quotes of auto insurance becomes stable between the 30 and 50 age range, costing about $1050 for male and female drivers. Drivers in Chicago can therefore obtain the cheapest rates of auto insurance between these ages. Network insurance helps drivers in Chicago select the right family member to be registered on the auto insurance policy to help them obtain the cheapest auto insurance rate in Chicago, Illinois.
